Insurance Coverage for Your Teryx
Comprehensive protection options designed specifically for high-performance electric bikes.
Get Your Free QuoteCoverage Options
Choose the coverage that fits your riding style and needs. Mix and match options for complete protection.
- Theft protection at home, on trails, or in transit
- Vandalism and malicious damage
- Fire and smoke damage
- Weather events (hail, flood, wind)
- Falling objects and debris
- Animal collisions
- Single-vehicle accidents
- Multi-vehicle collisions
- Trail and off-road incidents
- Rollover protection
- Coverage regardless of fault
- Repair or replacement value
- Bodily injury liability
- Property damage liability
- Legal defense costs
- Medical expenses for others
- Coverage for lawsuits
- Peace of mind while riding
- Hospital and doctor bills
- Emergency room visits
- Surgery and treatment costs
- Rehabilitation expenses
- No fault determination required
- Coverage for passengers
- Hit-and-run protection
- Uninsured driver coverage
- Underinsured driver coverage
- Property damage protection
- Medical expense coverage
- Lost wages compensation
- Performance upgrades
- Custom batteries and controllers
- Suspension modifications
- Body kits and fairings
- Lighting and electrical mods
- Sound systems and accessories
Models We Cover
We insure all Teryx models and most other electric bikes.
Teryx KRX 1000
High-performance sport UTV
Teryx KRX 1000 Trail Edition
Trail-ready with premium features
Teryx4 S LE
4-seater luxury side-by-side
Teryx S LE
Sport 2-seater with agility
Have a different UTV model? We likely cover it too. Contact us to discuss your needs.
Frequently Asked Questions
Common questions about Teryx insurance coverage.
What makes Teryx insurance different from regular motorcycle insurance?
Teryx bikes are high-performance electric vehicles that don't fit neatly into traditional insurance categories. Standard motorcycle policies often undervalue UTVs or have exclusions for electric vehicles. We specialize in understanding the true value and unique risks of Teryx bikes.
Does my homeowner's insurance cover my Teryx?
Homeowner's policies typically have low limits for motorized vehicles and often exclude them entirely when used off-premises. A dedicated Teryx policy provides proper coverage for theft, damage, and liability wherever you ride.
Can I insure a modified Teryx?
Yes! We understand that many Teryx owners modify their bikes. Our accessory coverage can protect your aftermarket parts and performance upgrades at their true value.
Do you cover off-road riding?
Absolutely. Whether you're riding trails, tracks, or private property, our policies can be tailored to cover your actual riding activities.
What information do I need to get a quote?
You'll need your Teryx model, year, any modifications, where you ride, and basic personal information. The quote process takes just a few minutes.
Have more questions? We're happy to help.
Contact UsGet Your Custom Quote
Every rider is different. Let us create a coverage package tailored to your specific Teryx and riding habits.